Dovly

Dovly: Grow Your Credit Score - User Guide Welcome to Dovly! This app is designed to help you manage, build, and protect your credit with the power of AI. Follow this guide to make the most of Dovly’s features and start boosting your credit score today. 1. Getting Started Download and Install: Begin by downloading the Dovly app from your preferred app store. Create an Account: Open the app and sign up by entering your basic information. Follow the prompts to verify your identity and set up your profile. 2. Linking Your Credit Information Connect Credit Reports: After setting up your account, link your credit reports from major bureaus like TransUnion, Experian, and Equifax. This allows Dovly to monitor and analyze your credit profile in real-time. View Your Credit Score: Once your reports are linked, you can view your monthly TransUnion credit score and access your credit report directly within the app. 3. Understanding Your Credit Profile Credit Summary: Navigate to the dashboard to see an overview of your current credit score, credit utilization, and other key factors affecting your credit health. Personalized Tips: Based on your credit profile, Dovly provides tailored tips and recommendations to help you improve your score and make informed financial decisions. 4. Disputing Credit Report Errors Identify Errors: Review your credit report for any inaccuracies or errors that may be affecting your score. File a Dispute: Use Dovly’s AI-powered tools to easily dispute incorrect information with the credit bureaus. The app will guide you through the process of submitting disputes and track their progress. 5. Monitoring and Alerts Enable Alerts: Turn on notifications to receive instant alerts about changes in your credit report, such as new accounts, inquiries, or potential fraud. This helps you stay on top of your credit and address issues quickly. Track Your Progress: Regularly check your dashboard to monitor changes in your credit score and see how your efforts are paying off. 6. Optimizing Your Credit Score AI Credit Engine: Let Dovly’s AI engine work in the background to optimize your credit profile. The AI identifies opportunities to boost your score, whether through paying down debt, disputing errors, or managing credit utilization. Credit Building Tips: Follow the personalized tips provided by Dovly to make smart decisions that positively impact your credit score over time. 7. Exploring Additional Features Financial Product Recommendations: Based on your credit profile, Dovly offers recommendations for financial products that can help you build credit, save money, or achieve your financial goals. Credit Report Insights: Dive deeper into your credit report to understand the factors influencing your score, such as payment history, credit mix, and more. 8. Managing Your Account Update Personal Information: In the settings menu, you can update your personal details, manage linked accounts, and adjust notification preferences. Access Support: If you need help or have questions, visit the “Help” section in the app to access FAQs or contact Dovly’s customer support team directly. 9. Using Dovly for Long-Term Success Consistent Monitoring: Make it a habit to regularly check your credit score and report through Dovly. Continuous monitoring helps you stay informed and proactive about your credit health. Leverage AI for Growth: Trust Dovly’s AI engine to work on your behalf, identifying and addressing factors that could lead to a credit score increase. The more you engage with the app, the better your results will be.